Non-QM Home Loans  •   The John Peisner Team 

Rating
4.9
 
5366 reviews
Non-QM home loans

No Tax Returns Required For Our Non QM Purchase, Refi & Cash Out Home Loans.

We offer common sense mortgage solutions with flexible underwriting guidelines to maximize home loan qualifications with no tax returns required!

Who We Can Help:

  • Self-Employed Individuals
  • Real Estate Investors
  • High Net Worth Borrowers
  • 1099 Independent Contractors
  • W-2 Earners With Other Income
  • Real Estate Investors
  • Retired Borrowers
  • Free-lancers & Gig Workers
  • Borrowers With Liquid Assets
  • Lending Nationwide

What We Do:

We offer common sense mortgage solutions with flexible underwriting guidelines to maximize home loan qualifications with no tax returns required!

  • Purchase, Refinance & Cash Out
  • Primary, Vacation & Investment
  • $200,000 to $10,000,000
  • Available with 10% Down
  • FICO 640+

How We Qualify:

We qualify our borrowers with simple & flexible solutions using:

  • Bank Statement Loans
  • 1099's Only
  • RE Investor DSCR Cash Flow Only
  • Profit & Loss Statement
  • Asset Only Or Liquidity Qualifier
  • True No Income No Employment
Get answers

We provide access to a wide range of Non-QM lending options, helping borrowers explore flexible solutions that fit unique income and property scenarios.

Whether you're purchasing, refinancing, or taking cash out, we can walk you through the options and help you understand what may be available for your situation.

Want to learn more, see what you qualify for or just compare rates?

We are available 7 days a week and evenings too!

No cost, no obligation. Just answers!

Call us now or complete our one step contact request form below.

(303) 482-5983

Tell us about your Loan. No credit check. We do not share your information.

Prefer speaking to a person? Call (303) 482-5983


Uh Oh!

Something went wrong. Please refresh the page and try again or call us at 480-405-6333


Google Reviews

4.9 Rating

5366 reviews

Mr Bowman is a very nice gentleman to handle all your home lending needs!

Google View on Google

Sergio is amazing. He is very professional. He answered every question and doubts that I had. I was very satisfied with his service. I highly recommend him. Excellent. Definitely will reach out to him again for any future loans.

Google View on Google

Very honest and fast . Great service and very helpful answered all our questions and made our process very efficient and smooth

Google View on Google
Loan programs

Explore common paths we can help with

Modern gray house

Non Qm Loans

  • Flexible financing options
  • No tax returns required
  • Perfect for Self-Employed
Modern gray house

RE Investor DSCR Loans

  • No Income
  • No Employment
  • No Tax Returns
  • Qualify Off Property Rents
Modern gray house

Jumbo Loans

  • Loans Up to $5,000,000
  • No Tax Returns
  • Flexible Underwriting

No Credit Check Required. We do NOT share your information.


Uh Oh!

Something went wrong. Please refresh the page and try again or call us at 480-405-6333